Singapore / CPF rates

CPF rate calculator

Shows the 2026 employee/employer % for the age you type, then the dollars on ordinary wage.

Inputs

Numbers stay in this tab. Nothing is sent to a server.

Ordinary wage used

S$4,500

Employee rate

20.00%

Employer rate

17.00%

Employee CPF

S$900

Employer CPF

S$765

Total CPF

S$1,665

Take-home (wage − employee)

S$3,600

Singapore Citizens / 3rd-year PR, monthly ordinary wage > $750. OW ceiling $8,000 from 1 Jan 2026 (CPF Board). SPR year 1–2 and wages ≤ $750 use different tables. Additional wages / annual ceiling not modelled. Not advice — confirm on cpf.gov.sg.

FAQ

Questions, answered

Is my salary or loan data uploaded?Open

No. The maths runs in this tab. Close the page and the numbers are gone.

Are the tax rates official?Open

They follow commonly published slabs for the current year, labelled as estimates. Confirm on the government site before you file.

Rates from when?Open

1 January 2026 CPF Board table for SC / 3rd-year PR, monthly wages > $750.

Related calculators