Singapore / CPF
CPF calculator
2026 CPF Board ordinary-wage rates by age. OW ceiling $8,000. Citizens / 3rd-year PR, wages > $750. Not advice.
Ordinary wage used
S$4,500
Employee rate
20.00%
Employer rate
17.00%
Employee CPF
S$900
Employer CPF
S$765
Total CPF
S$1,665
Take-home (wage − employee)
S$3,600
Singapore Citizens / 3rd-year PR, monthly ordinary wage > $750. OW ceiling $8,000 from 1 Jan 2026 (CPF Board). SPR year 1–2 and wages ≤ $750 use different tables. Additional wages / annual ceiling not modelled. Not advice — confirm on cpf.gov.sg.
FAQ
Questions, answered
Is my salary or loan data uploaded?Open
No. The maths runs in this tab. Close the page and the numbers are gone.
Are the tax rates official?Open
They follow commonly published slabs for the current year, labelled as estimates. Confirm on the government site before you file.
Employee and employer?Open
Both. Age ≤55: 20% + 17%. See the Singapore CPF page for the full 2026 table.
SPR year 1–2?Open
Not modelled. Use cpf.gov.sg.
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