Singapore / CPF
CPF contribution calculator
Employee + employer CPF on ordinary wage. 2026 age bands. OW cap $8,000.
Ordinary wage used
S$4,500
Employee rate
20.00%
Employer rate
17.00%
Employee CPF
S$900
Employer CPF
S$765
Total CPF
S$1,665
Take-home (wage − employee)
S$3,600
Singapore Citizens / 3rd-year PR, monthly ordinary wage > $750. OW ceiling $8,000 from 1 Jan 2026 (CPF Board). SPR year 1–2 and wages ≤ $750 use different tables. Additional wages / annual ceiling not modelled. Not advice — confirm on cpf.gov.sg.
FAQ
Questions, answered
Is my salary or loan data uploaded?Open
No. The maths runs in this tab. Close the page and the numbers are gone.
Are the tax rates official?Open
They follow commonly published slabs for the current year, labelled as estimates. Confirm on the government site before you file.
Deduction from salary?Open
Employee share is withheld. Employer share is extra cost, not taken from take-home.
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