New Zealand / Tax
NZ tax calculator
2025–26 PAYE bands plus a simplified ACC levy. Independent earner tax credit not modelled. Not advice.
Taxable amount
NZ$78,000
Income / duty
NZ$15,621
ACC levy (approx.)
NZ$1,248
Total tax
NZ$16,869
Effective rate
21.63%
After tax
NZ$61,132
2025–26 PAYE bands plus a simplified ACC levy. Independent earner tax credit not modelled.
FAQ
Questions, answered
Is my salary or loan data uploaded?Open
No. The maths runs in this tab. Close the page and the numbers are gone.
Are the tax rates official?Open
They follow commonly published slabs for the current year, labelled as estimates. Confirm on the government site before you file.
KiwiSaver?Open
Employee KiwiSaver is on the NZ take-home tool. This page is PAYE + ACC sketch.
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